Hold Harmless, Disclaimers & Terms of Use

1. Investigative Aid — Not a System of Record

FraudTrax is a reference and triage tool. It produces probabilistic AI-assisted observations about photographs of temporary plates, VINs, and related documents. FraudTrax is not:

• A system of record for law-enforcement agencies
• A substitute for NCIC, NLETS, or any state terminal system (TLETS, LEADS, CLETS, etc.)
• A substitute for independent officer observation, training, or judgment
• A substitute for legal review, prosecutorial discretion, or court-issued findings
• Certified for use in a CJIS-controlled environment

2. Probable Cause Remains the Officer's Responsibility

Every output from FraudTrax — including AI reports, fraud-probability scores, checklist flags, confirmed-fraud hotlist entries, dealer verifications, and VIN decode results — is informational only. Officers, investigators, and agents are solely responsible for:

• Developing independent probable cause
• Verifying plate, VIN, dealer, and registration data through official state and federal databases
• Complying with their agency's policies, state law, and federal law (including Fourth Amendment, CJIS Security Policy, DPPA, and 28 CFR Part 23 where applicable)
• Exercising discretion in the field based on the totality of the circumstances

An AI fraud-probability score of "HIGH" or "CRITICAL" is not probable cause. A match on the National Hotlist is not probable cause. Use these as investigative leads, never as legal conclusions.

3. Hold-Harmless Agreement

To the maximum extent permitted by applicable law, you (and, where you are acting in an official capacity, the agency you represent) agree to indemnify, defend, and hold harmless Hatchet412, CCR Capital Investments, LLC, and their respective officers, directors, employees, contractors, and affiliates (collectively, "FraudTrax") from and against any and all claims, demands, losses, liabilities, damages, judgments, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of or reliance upon the FraudTrax service, including any AI-generated output
• Any action you take (including stops, searches, seizures, arrests, charging decisions, or civil enforcement) based in whole or in part on FraudTrax output
• Any claim that the service caused, contributed to, or failed to prevent a wrongful stop, detention, seizure, arrest, or prosecution
• Your violation of this agreement, the Privacy Policy, or any applicable law or agency policy
• Any content you submit to the service, including confirmed fraud reports, case notes, owner information, photographs, and signatures
• Any claim by a third party that your submission infringes their rights or that your investigation caused them harm

4. No Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. FRAUDTRAX EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, TIMELINESS, OR UNINTERRUPTED OPERATION. FRAUDTRAX DOES NOT WARRANT THAT AI OUTPUTS ARE CORRECT, COMPLETE, OR SUITABLE FOR ANY SPECIFIC INVESTIGATIVE OR EVIDENTIARY PURPOSE.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FRAUDTRAX'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE — UNDER ANY THEORY OF LIABILITY, WHETHER CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE — SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO FRAUDTRAX IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) ONE HUNDRED US DOLLARS ($100).

IN NO EVENT WILL FRAUDTRAX BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6. Acceptable Use

You agree that you will not:

• Use the service for any purpose other than bona fide law-enforcement, insurance-crime, or authorized investigative activity
• Submit photographs or data you do not have lawful authority to possess and process
• Submit photographs or information about minors
• Upload Criminal Justice Information (CJI) in contexts where your agency prohibits cloud storage
• Misrepresent your agency affiliation or credentials
• Submit fabricated confirmed-fraud reports to the National Hotlist
• Scrape, reverse-engineer, or redistribute FraudTrax data or AI outputs outside of your own investigative activity
• Attempt to circumvent tier limits, verification requirements, or moderation controls

Violation of any of the above may result in immediate account termination, referral to relevant professional-standards units, and legal action.

7. Confirmed Fraud Reports & National Hotlist

When you submit a confirmed-fraud report, you represent that you have lawful authority to do so, that the information is accurate to the best of your knowledge at the time of submission, and that you will update the report if you later learn the information is inaccurate. You grant FraudTrax a non-exclusive license to display the approved report to other verified law-enforcement users. You remain free to withdraw your report at any time by emailing [email protected].

8. Payment, Refunds, Cancellation

• Pro tier: $19 / month, billed via Stripe. 30-day unconditional refund if you cancel within the first 30 days. Cancel any time; service continues through the end of the current billing period.
• Agency tier: $349 / month or annual pricing on quote, PO billing available. 60-day no-cost pilot period during which you may cancel with full refund of any amounts paid. After the pilot, cancel with 30 days' notice.
• Free tier: no fee, no contract, no obligation. May be modified or discontinued at any time.

9. Governing Law, Venue, and Dispute Resolution

These terms are governed by the laws of the State of Illinois, without regard to conflict-of-laws principles. Any dispute arising out of or relating to the service shall be brought exclusively in the Circuit Court of Marion County, Illinois, or in the United States District Court for the Southern District of Illinois, whichever has subject-matter jurisdiction. Both parties consent to personal jurisdiction and venue in those courts.

Both parties waive any right to a jury trial and to participate in any class action. If any provision of these terms is held unenforceable, the remaining provisions remain in full effect.

10. Changes to These Terms

We may update these terms. Material changes will be posted to this page at least 14 days before they take effect, and (where we have your contact on file) announced by email. Continued use of the service after the effective date constitutes acceptance of the revised terms.

11. Contact

Questions, notices, or legal correspondence: [email protected]

Operator: Hatchet412 / CCR Capital Investments, LLC.

12. Acknowledgment

By signing in to FraudTrax, uploading a photo, submitting a confirmed fraud report, or otherwise using any portion of the service, you confirm that you have read, understood, and agree to these terms, including the Hold-Harmless, Disclaimer-of-Warranty, and Limitation-of-Liability provisions above.